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Financing rates

Common benchmarks different kinds of financing are priced off of — bank loans, mortgages, and floating-rate credit.

Bank reference

The classic commercial-bank base rate for floating loan pricing.

Prime

Bank Prime Loan Rate

0.00

7.00%

As of 2026-10-13

Often used as the base for commercial loans, revolvers, and other floating-rate bank facilities (Prime ± a spread).

U.S. Treasuries

Risk-free government yields that anchor much of fixed-rate financing.

2Y

2-Year Treasury

-0.05

4.77%

As of 2026-10-15

Common reference for shorter corporate issuance and near-term fixed borrowing.

5Y

5-Year Treasury

-0.09

4.91%

As of 2026-10-15

Often tied to mid-term corporate bonds and some commercial / equipment financing.

10Y

10-Year Treasury

-0.09

5.10%

As of 2026-10-15

The classic benchmark for U.S. mortgage rates and long-term fixed borrowing.

SOFR

Secured overnight funding rates used widely in floating credit.

SOFR 1M

30-Day Average SOFR

+0.01

3.87%

As of 2026-10-16

Common for short-term floating loans and working-capital facilities that reset around a one-month horizon.

SOFR 3M

90-Day Average SOFR

+0.00

3.73%

As of 2026-10-16

A frequent tenor for corporate revolvers, term loans, and other floating-rate credit.

SOFR 6M

180-Day Average SOFR

+0.00

3.70%

As of 2026-10-16

Used for longer floating-rate facilities and some trade or structured credit products.

Mode: live · Updated 2026-10-18T14:04:09.449Z

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