Money Market Rate
Overnight Bank Funding
3.88%
As of 2026-10-15
Wholesale overnight bank funding — a proxy for money-market / deposit-style yields.
Risk free rates
A snapshot of near risk-free places to park idle business cash
Current options
0.00
1M
1-Month Treasury
4.17%
As of 2026-10-15
Very short Treasury yield; useful for cash that may be needed within weeks.
3M
3-Month Treasury
4.28%
As of 2026-10-15
A common T-bill reference for quarterly idle-cash planning.
6M
6-Month Treasury
4.35%
As of 2026-10-15
Half-year Treasury yield for surplus you can leave invested longer.
1Y
1-Year Treasury
4.49%
As of 2026-10-15
One-year Treasury yield for cash clearly idle beyond the operating cycle.
| Option | Rate | Est. monthly | Est. annual |
|---|---|---|---|
Money Market Rate Overnight Bank Funding | 3.88% As of 2026-10-15 | $1,616.67 | $19,400.00 |
1M 1-Month Treasury | 4.17% As of 2026-10-15 | $1,737.50 | $20,850.00 |
3M 3-Month Treasury | 4.28% As of 2026-10-15 | $1,783.33 | $21,400.00 |
6M 6-Month Treasury | 4.35% As of 2026-10-15 | $1,812.50 | $21,750.00 |
1Y 1-Year Treasury | 4.49% As of 2026-10-15 | $1,870.83 | $22,450.00 |
Simple interest = cash × rate. Actual T-bill returns depend on purchase price, settlement, and holding period. Money market / bank products may pay above or below OBFR.
Mode: live · Updated 2026-10-18T14:04:09.449Z